₹1,00,000 personal loan ke liye applicants ko lender ki basic eligibility conditions ko meet karna hota hai. Eligibility bank ya NBFC ke anusar thodi alag ho sakti hai.
| Eligibility Criteria | Details |
|---|---|
| 👤 Age | 21–60 Years |
| 💼 Employment | Salaried, Self-Employed, Business Owner |
| 💰 Monthly Income | ₹15,000 – ₹30,000+ (Lender ke anusar) |
| 📅 Work Experience | Minimum 6–12 Months |
| 🏦 Bank Account | Active Savings Bank Account |
| 📊 Credit Score | 650+ Preferred |
| 🇮🇳 Citizenship | Indian Resident |
📄 Required Documents
- Aadhaar Card
- PAN Card
- Passport Size Photo
- Salary Slips (Last 3 Months)
- Bank Statement (Last 3–6 Months)
- Income Proof (For Self-Employed Applicants)
⚡ Approval Factors
Loan approval aur amount lender aapki income, credit score, existing liabilities aur repayment capacity ko dekhkar decide karta hai. Higher income aur strong credit profile se approval ke chances aur better loan terms mil sakte hain.
