KEY HIGHLIGHTS
- Millions of Singaporeans will receive Assurance Package cash payouts from December 2025
- Total benefits can reach up to S$2,250 over five years, plus vouchers and rebates
- Extra support added under Budget 2025 to offset rising daily and utility costs
magine checking your bank account in December and seeing extra cash from the government, just in time for year-end expenses.
Sounds unreal?
For millions of Singaporeans, this is happening again.
The Assurance Package (AP), enhanced under Budget 2025, continues to cushion households against higher living costs — with real cash, vouchers, rebates, and healthcare top-ups.
No complicated claims.
If you’re eligible, the money goes straight to you.
What Exactly Is the Assurance Package?
The Assurance Package started in Budget 2022 and has been strengthened several times since.
It works together with the permanent GST Voucher scheme, giving targeted support especially to low- and middle-income Singaporeans.
Over five years (2022–2026), eligible citizens can receive S$700 to S$2,250 in cash, plus other benefits like:
- CDC Vouchers
- U-Save utility rebates
- MediSave top-ups
- Seniors’ cash bonuses
Budget 2025 added S$1.2 billion more to boost these payouts, mainly to help with inflation and utilities.
At a glance: What you can get
| Benefit Type | Amount | When You’ll Receive It | Who It’s For |
|---|---|---|---|
| AP Cash Payout | S$100 – S$600 | From 5 Dec 2025 | Singaporeans aged 21+ |
| Seniors’ Bonus | S$200 – S$300 | Feb 2025 | Eligible lower-income seniors |
| MediSave Top-up | S$150 | Feb 2025 | Ages ≤20 or ≥55 |
| CDC Vouchers | S$800 per household | May 2025 & Jan 2026 | All households |
| U-Save Rebates | Up to S$760 | Throughout 2025 | Eligible HDB households |
December 2025: Key Cash Payouts You Should Know
Here’s the big one.
From 5 December 2025, nearly 3 million adult Singaporeans will receive AP cash payouts.
The amount ranges from S$100 to S$600, depending on:
- Your Assessable Income
- Number of properties owned
Lower-income Singaporeans receive higher payouts — no surprises there.
How you’ll get paid
Fastest option? PayNow linked to NRIC.
Other options include:
- Bank account crediting
- GovCash (for those without bank accounts)
If your PayNow-NRIC is set up, the money comes in quickly. No need to chase.
How Much AP Cash Will You Get?
The payouts are progressive, meaning support is weighted towards those who need it more.
| Income & Property Status | Expected Payout Range |
|---|---|
| AI ≤ S$100,000, owns 1 property | Up to S$600 |
| Lower AI, no property | Higher tier within range |
| Higher AI brackets | Down to S$100 |
| Multiple properties | Adjusted lower |
Exact tiers vary, so it’s best to check your personal eligibility directly.
Stronger Support for Seniors and Healthcare
Seniors continue to receive extra help.
Around 850,000 lower-income seniors will receive S$200–S$300 in AP Seniors’ Bonus in February 2025.
This is part of a three-year total payout of S$600–S$900.
On top of that, about 2 million Singaporeans — those 20 and below, or 55 and above — will get S$150 MediSave top-ups in February 2025.
No income conditions.
Healthcare savings grow automatically.
Help with Daily Spending: Vouchers and Utility Rebates
Every household gets support here — no income test.
CDC Vouchers
Total: S$800 per household
- S$500 in May 2025
- S$300 in January 2026
Usable at:
- Hawkers
- Heartland merchants
- Supermarkets
Good for daily essentials. No need to overthink.
U-Save Rebates for HDB Homes
Eligible HDB households can receive up to S$760 in utility rebates.
This includes:
- Regular GSTV–U-Save (twice yearly)
- One-off Budget 2025 cost-of-living U-Save
Credits go directly into your utilities account, spread across the year.
Why This Matters Now
End-2025 isn’t exactly cheap living.
Global costs are still high, and everyday expenses add up fast.
The Assurance Package focuses support where it matters most — lower-income families, while still giving relief to the wider population.
If you haven’t already, check your eligibility and update your payment details at govbenefits.gov.sg using Singpass.
Honestly speaking, it’s one of the more practical ways the government puts money back into households — no fluff, just help when needed.
Frequently Asked Questions
1. Do I need to apply for the Assurance Package payouts?
No application needed. If you’re eligible, payouts are automatic. Just make sure your PayNow-NRIC or bank details are updated.
2. Can I still receive payouts if I don’t have PayNow?
Yes. You can receive payments via bank crediting or GovCash. PayNow is simply the fastest option.
3. Are CDC Vouchers income-tested?
No. All Singapore households receive CDC Vouchers, regardless of income.