IDFC First Bank Personal Loan: If you need money immediately then you want to take a loan. So you can apply for a personal loan from IDFC First Bank. Because IDFC First Bank provides personal loan in a very short time. You can take a personal loan of up to Rs 10 lakh from IDFC First Bank as per your requirement. You can use this loan for your personal or personal work. idfc first bank loan kaise check kare 2025
IDFC First Bank Personal Loan Interest Rate
IDFC First Bank provides personal loan to its customers at a very low interest rate. The interest rate of IDFC First Bank ranges from 10.99% to 45% per annum. Let us tell you that the interest rate of IDFC First Bank personal loan depends on the applicant’s CIBIL score and annual income. If the applicant’s CIBIL score is more than 760. Then the applicant is provided a personal loan by the bank at a very low interest rate. The processing fee of which is 2% to 5% per annum.
IDFC First Bank Personal Loan Features
- IDFC First Bank Personal offers personal loan up to Rs 10 lakh to its customers.
- IDFC Bank personal loan interest rate starts from 10.99%.
- You can apply for 100% digital paperless loan from IDFC First Bank.
- There are no additional charges for free closure of IDFC First Bank Personal Loan.
- There is no need to submit any guarantee as security when taking a personal loan from IDFC First Bank.
- IDFC First Bank Personal Loan can be repaid with a tenure of up to 5 years.
Eligibility for IDFC First Bank Personal Loan
- The applicant must be a permanent citizen of India.
- The minimum age of the applicant should be between 21 years to 70 years.
- The CIBIL score of the applicant should be more than 730.
- The monthly income of the applicant should be more than Rs 20,000.
- The applicant should be either a salaried person or a businessman.
Documents Required for IDFC First Bank Personal Loan
- Aadhar card
- PAN card
- Driving License
- Income Certificate
- Last 3 months salary slip
- Bank statement for last 6 months
- Passport size photo of the applicant
- Mobile Number
Application Process for IDFC First Bank Personal Loan
- First of all you have to visit the official website of IDFC First Bank.
- After this the home page will open.
- In which you have to select the option of personal loan in the loan section.
- After this, click on the apply online button.
- Now a new page will open on your screen.
- In which you have to enter the mobile number and verify it through OTP.
- After this, basic information will be asked by IDFC First Bank. Which you have to enter.
- After this, click on the continue button for bank loan.
- After this the application form will open.
- In which you have to enter all the required information correctly.
- After this you have to scan and upload some required documents.
- Later you will receive OTP on your mobile number to enter into the loan agreement.
- After entering this OTP, click on the Verify button and submit it.
- Later your loan application form will be verified by IDFC First Bank.
- After this, if your loan is approved then the money amount will be immediately transferred to your bank account.
IDFC First Bank Personal Loan Customer Care Number
If you are facing any problem in taking IDFC First Bank Personal Loan. Apart from this, after applying for IDFC First Bank Personal Loan, there is any problem related to payment and statement of IDFC First Bank Personal Loan. Then you can contact the customer care center of IDFC First Bank.
IDFC First Bank Customer Care Number : 1800 10888.
