In today’s fast-paced world, emergencies don’t wait. And when you suddenly need funds, going through long bank procedures can be stressful and time-consuming. But now, Google Pay has come up with a quick and reliable solution.
With Google Pay Sachet Loan 2025, you can get a personal loan of up to ₹2 lakh instantly using just your Aadhaar and PAN card — no income proof required, and no need to visit any bank!
What is Google Pay Personal Loan 2025?
Google Pay Sachet Loan is a fully digital personal loan service, offering instant financing between ₹10,000 and ₹2,00,000, directly credited to your bank account.
This facility is available to eligible Google Pay users who:
- Use the app regularly
- Have a good credit history or CIBIL score
- Meet the basic KYC requirements
Who Can Apply for Google Pay Loan 2025?
You can get a loan through Google Pay if:
- Your age is between 21 to 58 years
- You are a regular Google Pay user
- You have a valid Aadhaar card and PAN card
- Your Google Pay account is linked to your bank and mobile number
- You have a good credit score/CIBIL history
Google Pay Loan 2025 – Loan Amount, Interest, and EMI
Here are the key financial details:
- Loan Amount: ₹10,000 to ₹2,00,000
- Tenure: 3 to 24 months
- Interest Rate: 12% to 24% per annum
- Processing Fee: Up to 2%
- EMI Range: ₹500 to ₹8,500 (depends on amount & tenure)
How to Apply for Google Pay Loan 2025 – Step-by-Step Guide
Want to know how to get a loan from Google Pay in 2025? Just follow these simple steps:
Step 1: Update Google Pay App
Make sure your app is updated to the latest version from the Play Store or App Store.
Step 2: Open the App & Go to ‘Loan’ Section
On the home screen, look for ‘Loan’ or ‘Sachet Loan’ option and tap on it.
Step 3: Complete KYC with Aadhaar & PAN
Enter your Aadhaar number and PAN card. Complete the OTP verification to finish KYC.
Step 4: Choose Loan Amount
Select any amount between ₹10,000 and ₹2,00,000 based on your needs.
Step 5: Review Interest Rate & EMI
Check the interest rate and EMI plan carefully. Make sure it fits your budget.
Step 6: Get Money in Your Bank Account
Once your loan is approved, the amount will be credited to your bank account within minutes.