Aadhar Card Loan :In today’s digital world, almost everyone in India has an Aadhaar Card. But did you know that with just your Aadhaar and PAN card, you can get a personal loan of up to ₹4,00,000 approved in under 10 minutes?
If you’ve been wondering how to get a quick loan without all the paperwork and long bank queues, this article is for you. In this guide, we’ll show you how to apply for an Aadhar Card Loan 2025 and receive the amount directly in your bank account — no income proof required in many cases.
Get ₹4 Lakh Loan with Just Aadhaar Card – No Bank Visits Needed!
If you have a valid Aadhaar Card, you can easily apply for a loan of up to ₹4 lakh from trusted financial institutions — all from the comfort of your home. The process is 100% online and takes just 10 minutes for approval if you meet the basic requirements.
Aadhar Card Loan 2025 – Eligibility Criteria
To apply for an Aadhaar-based loan, you must meet these conditions:
Must be an Indian citizen
Age between 21 to 55 years
Must have a valid Aadhaar and PAN card
Should have a stable income or business source
CIBIL Score must be 650 or higher
Documents Required for ₹4 Lakh Aadhar Card Loan
Keep the following documents ready:
Aadhaar Card
PAN Card
Mobile Number (linked with Aadhaar)
Email ID
Digital Signature
Caste Certificate (if applicable)
Address Proof
Income Proof
Bank Passbook or Statement
These documents are typically required while filling out the online application form.
How to Apply for Aadhar Card Loan Online – Step-by-Step Process
Want to apply for a ₹4 lakh loan with your Aadhaar Card? Follow these easy steps:
Step 1: Choose a Trusted Financial Platform
Select a reliable bank or NBFC (like Navi, KreditBee, PaySense, etc.) that offers Aadhaar-based instant loans.
Step 2: Visit the Official Website
Go to the official site of the bank or loan provider.
Step 3: Click on ‘Personal Loan’
Navigate to the ‘Personal Loan’ section on the homepage.
Step 4: Enter Your Mobile Number
Fill in your 10-digit mobile number and complete the OTP verification.
Step 5: Open the Loan Application Form
After OTP verification, the loan application form will open.
Step 6: Fill the Application Form
Enter your personal details, income source (if any), and loan requirement.
Step 7: Upload Required Documents
Scan and upload your Aadhaar, PAN, and other required documents.
Step 8: Submit the Form
Click submit and take a print of your application confirmation.
Step 9: Instant Approval
If all details match and you’re eligible, the loan of up to ₹4 lakh will be approved within 10 minutes and credited to your bank account.