PNB Personal Loan : If you ever need money in an emergency. Then you want to take a personal loan from a reliable bank. So you can get a personal loan from Punjab National Bank through online medium from the comfort of your home. Because Punjab National Bank provides personal loan to its customers at the lowest interest rate.
You can get a Punjab National Bank Personal Loan from as low as Rs 25,000 to as high as Rs 10 lakh as per your requirement. You can repay the Punjab National Bank Personal Loan for a period of up to 7 years.
Punjab National Bank Personal Loan Interest Rate
Punjab National Bank offers personal loans to its customers at a very reasonable interest rate. The interest rate of Punjab National Bank personal loan ranges from 11% to 16.40% per annum. Punjab National Bank personal loan interest rate depends on the CIBIL score and other liabilities of the applicant. If the applicant’s CIBIL score is more than 760, then Punjab National Bank provides personal loan to the applicant at an interest rate of 12.45% per annum. The processing fee of which is 5.5%.
Punjab National Bank Personal Loan Features
- Punjab National Bank offers personal loan ranging from Rs 25,000 to Rs 10 lakh to its customers.
- Punjab National Bank personal loan interest rate starts from 11%.
- You can use this personal loan for any of your personal work.
- You can repay this loan as per your convenience for a period of 7 years.
- There is no need to keep any kind of security or anything as guarantee in any application for this personal loan.
Eligibility for Punjab National Bank Personal Loan
- The applicant must be a resident of India.
- The age of the applicant should be between 21 years to 60 years.
- The civil score of the applicant must be more than 720.
- The applicant should be either a salaried person or a businessman.
- The minimum monthly income of the applicant should be more than 15000 .
Documents Required for Punjab National Bank Personal Loan
- Aadhar Card
- PAN card
- Address proof
- Income Certificate
- Last 3 months salary slip
- Form No. 16
- Income Tax Return Form for last 2 years
- Bank statement for last 6 months
- Passport size photo
- Mobile Number
Online Application Process for Punjab National Bank Personal Loan | PNB Personal Loan Apply Online
- First of all you have to visit the official website of Punjab National Bank.
- After this, click on the personal loan option on the home page of the website.
- After this a new page will open in front of you.
- In which you have to click on the apply online button for personal loan.
- After this the online application form by Punjab National Bank will open on your screen.
- In which you have to enter all the required information correctly.
- After this you have to scan and upload some required documents.
- Later you have to submit it. After this your application form will be verified by Punjab National Bank.
- If found correct during verification, your loan will be approved by Punjab National Bank and the loan amount will be transferred directly to your bank account.