Pradhan Mantri Jeevan Jyoti Bima Yojana: Keeping in mind the poor people in our country, many insurance schemes are being run by the government. In which Pradhan Mantri Jeevan Jyoti Bima Yojana is an important insurance scheme. In this insurance scheme, if the insured person suddenly dies during the insurance. So his family is given financial assistance of up to ₹ 200000. At present, more than 60% of the families in India have taken advantage of the Pradhan Mantri Jeevan Jyoti Bima Yojana. pradhan mantri jeevan jyoti bima yojana 2025 registration
What is the Prime Minister’s Life Jyoti Insurance Scheme? Pradhan Mantri Jeevan Jyoti Bima Yojana 2025 registration
Pradhan Mantri Jeevan Jyoti Bima Yojana was started on 9th May 2015 by the Prime Minister of the country Narendra Modi. This scheme was started to provide financial assistance to the citizens living in poor Indian families. When a person dies in a poor family, then a lot of financial problems arise in the family.
If you are included in Jeevan Jyoti Bima Yojana, then if the insured person in your family dies, then immediately the government provides financial assistance of up to ₹ 200000 under the Pradhan Mantri Jeevan Jyoti Bima Yojana. After getting financial assistance, a little financial improvement is seen in the family. To get the benefits of this scheme, you have to invest once a year.
Every year, Rs 437 is deposited from your bank account in this government facility. In return, you get financial assistance of Rs 200000. Any person between 18 and 50 years of age in the country can apply for this scheme.
Now you will get a loan of up to Rs 10 lakh to start your own business, know the entire process
Objectives of Prime Minister Jeevan Jyoti Insurance Scheme
The main objective of starting the Pradhan Mantri Jeevan Jyoti Bima Yojana was to provide financial assistance to the people living in poor families. If a person dies in a poor family, then the family gets into a lot of trouble. If they get some financial help at this time, then their financial condition can improve a bit. For this reason, this scheme was started by the Prime Minister. Financial assistance is given to the families included in the Pradhan Mantri Jeevan Jyoti Bima Yojana.
Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana
If something happens to a family member or he dies, then a lot of trouble has to be faced. If you are included in this scheme, then what benefits will you get? For this, the age of the applicant should be between 18 years to 50 years, only then this benefit will be received. If the responsible person dies before 5 years, then on the death of the sick person, he gets a cover amount of ₹ 200000. Money gets deposited in the bank account within 9 months from the date of insurance. Your bank account should never be empty. If it is empty, the premium will not be deducted. If the premium is not deducted, then you will be deprived of the benefits of the scheme.
Eligibility for Pradhan Mantri Jeevan Jyoti Bima Yojana
- The age of the applicant should be between 18 years to 50 years.
- People holding government jobs do not get the benefit of the scheme.
- You must have an account in any bank.
- It is mandatory to link Aadhar card with bank account.
- To join this scheme, an annual premium of Rs 437 will be deducted from your bank account.
Documents required for Pradhan Mantri Jeevan Jyoti Bima Yojana
- Aadhar card
- PAN card
- Bank passbook
- Passport size photo
- death certificate
- Mobile Number
Application process in Pradhan Mantri Jeevan Jyoti Bima Yojana pradhan mantri jeevan jyoti bima yojana 2025 registration
- First of all you will have to go to the official website.
- After this, you will be given three options on the home page of the official website.
- In which you have to click on Pradhan Mantri Jeevan Jyoti Bima Yojana.
- After this a new president board will open in front of you.
- You have to select the application form option.
- You can apply by taking a printout of the application form.
- After this, you have to go to the bank in which you have your account and deposit the money.
- The bank people will take your salary document and submit your form.
- After submitting the form in the bank, your application will be processed.
- After this, Rs 437 will be deducted from your bank account every year.
- After applying, you will get a slip from the bank.
- Which you have to keep carefully. Similarly, by applying in Pradhan Mantri Jeevan Bima Yojana, you can get the benefit of this scheme.